Disclaimer

Calculations are a model

The calculators show an approximate result for the data and assumptions you enter. This is not financial, legal or tax advice and not an offer to buy a financial product.

A forecast is not a guarantee

The size of a future pension depends on the laws at the time it is awarded, your contributions, the returns on pension assets and inflation. The calculator cannot guarantee the final amount.

Official figures

For an exact calculation, contact the UAPF (including its official forecast calculator), your bank or insurance company. Loan and deposit terms are set by the contract; bank rates change, and the example in the calculator is not a bank offer.

Currency of the data

Regulatory values were checked on 03.11.2026. Legislation changes: if you notice an outdated value, write to info@qalcu.com. We try to keep the calculations correct but cannot guarantee that there are no errors. You make decisions about your money yourself.

Privacy

Calculations run in your browser: the amounts and parameters you enter are not sent to our server. Form values are remembered in the browser itself (localStorage) for your convenience; you can delete them by clearing the site’s data.

The site is hosted on Cloudflare infrastructure, which, like any hosting, processes technical request data (for example, the IP address). The font and the chart library are served from the site itself, without requests to third-party servers. There are currently no visit counters or advertising networks on the site.