About Qalcu

What it is

Qalcu offers free calculators for people in Kazakhstan: pension, loan and deposit. All amounts are in tenge and follow current rules, and every result comes with an explanation of how it was obtained.

The calculators help you estimate figures in advance, before talking to a bank, the UAPF (ЕНПФ) or an insurance company. They do not replace an official calculation.

Our principles

• Figures from official sources. Every regulatory value (subsistence minimum, contribution rates, KDIF guarantee limits and others) shows its source and the date it was checked.
• Assumptions are not presented as facts. Model assumptions (returns, inflation, wage growth) are marked separately and can be changed in the form.
• A forecast is not a guarantee. The size of a future pension is determined when it is awarded.
• Your data stays with you. Calculations run in your browser; the amounts you enter are not sent to a server.
• There is no advertising on the site at the moment, and we do not sell financial products.

Languages

The site is available in Kazakh, Russian and English. If you notice an inaccuracy in a translation, write to us: info@qalcu.com.

Feedback

Found a calculation error or want to suggest an improvement? Write to info@qalcu.com. More details are on the Contacts page.